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Council for Medical Schemes (CMS)

Public Entity · Social Services · reports to Department of Health (DoH)

The Council for Medical Schemes regulates the medical schemes industry in South Africa. It was established under the Medical Schemes Act, 1998 (Act No. 131 of 1998).

It registers medical schemes, administrators and brokers, approves scheme rules and benefit options, and monitors the financial soundness of schemes including their statutory solvency reserves. It enforces the open enrolment, community rating and prescribed minimum benefit requirements that prevent schemes from excluding members on health grounds.

It handles complaints from members against their schemes, and its rulings may be appealed to an independent appeal board. It reports to the Department of Health.

Audit record, 5 years

2020/21
2021/22
2022/23
2023/24
2024/25
Financially Unqualified stable 0 of 5 audited years clean

Financial highlights, 2024/25

Total Revenue
R227m
Total Expenditure
−R251m
Total Assets
R58m
Total Liabilities
R45m

Values in rand. Sparklines run oldest to newest and are scaled to each series, not to zero.

Leadership, 34 listed

Chairperson
Dr Thandi Mabeba
Deputy Chairperson
Dr Honours Mukhari
Council Members
Ms Penelope Anne Beck Dr Karmani Chetty Mr Tjaart Esterhuyse Mr Siyabonga Jikwana Dr Nombeko Mbava Mr Mabalane Mfundisi Dr Sugen Naidoo Mr Xolani Ngobese Mr Moremi Nkosi Ms Matshego Ramagaga
Appeal Board
Judge Pres Thokozile Masipa Dr Loyiso Mpuntsha Dr Dimakatso Ramagole
Chief Executive Officer
Dr Musa Gumede
Chief Financial Officer
Ms Busisiwe Shongwe
Chief Information Officer
Dr Denisha Jairam-Owthar
Senior Management
Mr Zongezile Baloyi Ms Hannelie Cornelius Mr Mondi Govuzela Mr John Letsoalo Mr Gcinikhaya Makholwane Ms Florence Maphanga Ms Mumsy Mashilo Mr Mfana Maswanganyi Ms Nokhanyiso Mini Ms Mmatsie Mpshane Mr Khayalethu Mvulo Dr Toko Potelwa Ms Julindi Scheepers Ms Agnes Sethogoa Mr Michael Willie
Communications Officers
Mr Stephen Monamodi

Description written for this directory from the entity’s own published sources: www.medicalschemes.co.za, www.gov.za